Customer & loan book
Record customers, pledged items, and loan terms — searchable, in one organised book.
OrganisedMyBusinessBook turns your paper loan book into one organised digital ledger — every customer, pledged item, and payment in one place, with interest worked out for you automatically.
From the first KYC photo to the final settlement — every step of a loan lives in one app.
Record customers, pledged items, and loan terms — searchable, in one organised book.
OrganisedSimple interest accrues daily on the outstanding principal. Part-payments are split interest-first, automatically.
No more manual mathsAttach item photos, descriptions, and identity documents to every customer and loan.
Multi-document KYCRecord interest-only, principal, or both — see exactly how it's split before you save.
See it before you saveTotal outstanding, active loans, and items held — updated the moment you record a payment.
Real-timeSend a formatted payment summary over WhatsApp or SMS in one tap — your customers stay informed.
WhatsApp & SMSOpen the app and your loan book is ready — no setup, no manual, no spreadsheet to import.
Capture the customer, their KYC documents, and a photo of the pledged item — all in one place.
Enter principal, rate, and start date. The app tracks the outstanding balance and accrues interest daily — no spreadsheet needed.
Log interest-only or part-payments with a live split preview, then send a receipt over WhatsApp or SMS in one tap.
A shop that remembers its customers and keeps them informed earns trust — and repeat business. MyBusinessBook makes that effortless.
Every payment can go out as a clean, formatted summary. Customers feel looked after — and keep coming back to a shop that keeps them informed.
Outstanding balances and accrued interest update the moment you record a payment, so no part-payment or due date slips through the cracks.
Past loans, pledged items, and payments stay on file — so a returning customer is recognised instantly, not started from scratch.
If you currently track pledges and interest in a notebook or spreadsheet, MyBusinessBook gives you the same simplicity — digitised, organised, and always to hand.
For jewellers and shop owners who lend against gold and need a clean, structured register of every item, weight, and value.
For brokers tracking pledges, calculating interest, and keeping clear photos and records of every piece of collateral.
For independent lenders maintaining customer records, tracking part-payments, and sending SMS or WhatsApp receipt summaries.
Have questions? Send us a message and we'll get back to you shortly.
MyBusinessBook is an Android app (with iOS support via a development build). [Update this once the Play Store listing is live — link the real listing instead of the placeholder.]
Recently-viewed records stay available offline through local caching. Fuller offline support is on the roadmap.
No. It's a record-keeping tool for lenders — it doesn't lend money or process payments itself. Shops remain responsible for complying with their state's Money-Lenders / Pawnbrokers Act and the DPDP Act 2023.
MyBusinessBook is available in 12 Indian languages: English, Hindi, Bengali, Tamil, Telugu, Marathi, Gujarati, Kannada, Malayalam, Punjabi, Odia, and Urdu.
Built for small loan shops — track customers, pledges, payments, and interest in one app.